Public Flood Risk Mitigation and the Homeowner’s Insurance Demand Response

Involving Homeowners in Flood Mitigation

Early efforts to mitigate flood hazards emphasized structural solutions such as dams and levees. More recent strategies have stressed regulatory, nonstructural measures. In neither case, however, has homeowner involvement been given a very important role. Frustrated with the limited success of past efforts, floodplain managers recently have become more interested in encouraging homeowners to ta...

“the effect of risk aversion on the demand for life insurance: the case of iranian life insurance market”

abstract: about 60% of total premium of insurance industry is pertained?to life policies in the world; while the life insurance total premium in iran is less than 6% of total premium in insurance industry in 2008 (sigma, no 3/2009). among the reasons that discourage the life insurance industry is the problem of adverse selection. adverse selection theory describes a situation where the inf...

Influence of flood risk characteristics on flood insurance demand: a comparison between Germany and the Netherlands

The existence of sufficient demand for insurance coverage against infrequent losses is important for the adequate function of insurance markets for natural disaster risks. This study investigates how characteristics of flood risk influence household flood insurance demand based on household surveys undertaken in Germany and the Netherlands. Our analyses confirm the hypothesis that willingness t...

The Radon Mitigation Decision: Factors Influencing Homeowners

Willingness of Homeowners to Mitigate Climate Risk through Insurance